Terms of Use

Last updated: November 1, 2026

These Terms of Use ("Terms") are an agreement between you and OK GOOD MEDIA LTD CO ("SWO Community," "SWO," "we," "us"). They cover the SWO Community website and web app at app.swocommunity.com, the member card, the discount club (the "Discount Club"), and our emails (together, the "App"). Please read them. They limit our liability and say where disputes are heard.

1. Accepting these Terms

You accept these Terms when you check the box at sign-up or use the App. We record the date and time you accepted. If you do not agree, do not use the App.

2. Who can use the App

You must be 18 or older. At sign-up you confirm that you are 18 or older and give your birth date. You can set your birth date only once, so enter it carefully. If you need to fix it, contact us. Giving a false birth date is a breach of these Terms, and we may close your account.

We do not allow anyone under 18 to create their own account. The only exception is a student card that a parent or legal guardian sets up for a child who is 13 to 17 (see Section 2A). No one under 13 may use the App, and nothing in the App is directed to children under 13.

2A. Parents and student cards

A parent or legal guardian ("Parent") with an account can add a student card for their child who is 13 to 17 ("Student").

• A separate account. The Student has their own account and signs in with their own email. The Parent sets it up, accepts these Terms and the Privacy Policy for the Student, and makes the Student's choices.
• A separate membership. A student card is a separate membership with its own price, billed to the Parent under Section 5. It is not included in the Parent's own membership.
• The Parent is responsible. The Parent confirms they are the Student's parent or legal guardian and that the Student's information is accurate. The Parent is responsible for the Student's use of the App and for making sure the Student follows these Terms.
• What Students get. Students can use the App like any Member, except that a Student's card shows only deals the Merchant has marked as open to all ages. The Parent makes the Student's choices about marketing email and location, and can change them at any time.
• Removing a student card. The Parent can remove the student card at any time. We may also remove it if these Terms are broken.
• At 18. The student card ends when the Student turns 18. The Student may then create their own account and accept these Terms in their own name.

3. Your account

• One person per account. Do not share your account or sign in as someone else.
• You sign in with your email and a password. You may also turn on two-step verification, which asks for a code from an authenticator app when you sign in. Keep your password private. You are responsible for keeping your password, your email account and your devices secure. Tell us right away if you think someone else has used your account.
• Give us accurate information and keep it current. The name on your account appears on your member card.

4. Account types

The App has these account types:

• User. Anyone signed in with an account. Users can see the feed and a preview of deals.
• Member. A User with an active paid or gifted Discount Club membership. Members can use the member card and deals.
• Manager and Admin ("Staff"). People who help run SWO Community. They post content, review merchant deals and manage accounts. Staff act for SWO, not for any merchant.

Invites. You can invite people from your Account page. A member's invite gives the new person a user account, not a free membership. Invite links are tied to the email address you enter. Only invite people you know and believe want to hear from SWO. Do not post invite links publicly or use them to send spam. We may cancel invites or limit how many you can send.

5. Discount Club membership

Price and billing. The membership costs $1 per month or $10 per year, plus any tax. Prices are shown before you pay. Our payment processor, Stripe, handles your payment details. We do not see or store your full card number.

Automatic renewal. YOUR MEMBERSHIP RENEWS AUTOMATICALLY AT THE END OF EACH MONTH OR YEAR, AND WE WILL CHARGE YOUR PAYMENT METHOD THE THEN-CURRENT PRICE UNTIL YOU CANCEL. For yearly plans, we will email you a reminder 15 to 45 days before your renewal date that explains how to cancel.

How to cancel. You can cancel any time online from your Account page, which opens the Stripe billing portal. Cancellation stops the next renewal. Your membership stays active until the end of the period you already paid for.

Refunds. We do not give refunds for partial months or years, except where the law requires.

Price changes. We may change the price. We will tell you by email at least 30 days before the new price applies to you. If you do not want to pay the new price, cancel before your next renewal.

Failed payments. If a payment fails, we may pause or end your membership until it is fixed.

Gifted memberships. SWO may gift a membership at its choice. A gifted membership has no cash value, cannot be sold or transferred, and does not renew or charge you. It ends on the end date we set, if any. We may end a gifted membership at any time.

6. Your member card

• Your member card is personal. Only you may use it, and only on your own purchases.
• The card is a live screen. Screenshots, recordings, printouts and shared cards are not valid. A merchant may scan the card's QR code to check that it is live.
• We may change, reset or deactivate a card at any time, for example if we think it has been shared or misused.

7. Deals

• Deals come from independent local businesses ("Merchants"). Merchants are not SWO's agents or partners. Each Merchant is responsible for its own offer, products, services and premises.
• Each deal's fine print controls how it works. Unless a deal says otherwise: one use per visit, not valid with other offers, no cash value, and void where prohibited.
• Merchants can change or end a deal at any time. We try to keep deals current, but we do not promise that any deal is available, that a Merchant will honor it, or that a product or service will meet your needs.
• If a Merchant does not honor a deal, tell us. We may follow up with the Merchant or remove the deal. Your claim about the product or service itself is with the Merchant.
• Some deals unlock only during your birthday week, which is your birthday plus or minus 3 days, Stillwater, Oklahoma time. Merchants see a "birthday verified" note on your card, not your birth date.
• If you allow it on your Account page, we record your approximate location (rounded to about 100 meters) when you use a deal. You can turn this off at any time.

8. Featured content and posts

SWO posts news, videos (including YouTube videos), links and deals. We may pin or feature any post or deal, including featured placement a Merchant pays for. We choose what appears in the App and may remove anything at any time.

9. Affiliate links and sponsored content

Some posts and deals contain affiliate links. If you buy through an affiliate link, SWO or a person who posts for SWO may earn a commission. We label these posts and deals in the App with a note next to the link. Paid or featured placements are labeled too. The price you pay does not change because of the link.

10. Messages from us

Service messages. We send emails you need to use the App, such as account confirmation and password reset codes, receipts, renewal reminders and notices about your account or these Terms. You cannot opt out of these while you have an account.

Marketing email. If you opt in, we send news, deals, birthday reminders and offers from local partners. SWO sends these messages itself. We do not give or sell your email address to partners. You can unsubscribe with the link in any marketing email or on your Account page. We will honor your request within 10 business days.

In-app notices. During your birthday week, members see a pop-up listing birthday deals when they open the App.

11. Rules for using the App

Do not:

• share, copy, fake or alter a member card, or use someone else's card;
• give false information, including a false birth date;
• impersonate any person or business;
• scrape, copy or harvest content or user information, or use bots;
• interfere with, probe or overload the App or its security;
• use invites or the App to send spam or unwanted messages;
• post anything unlawful, false, harassing or that infringes someone else's rights; or
• use the App for any unlawful purpose.

12. Content and intellectual property

SWO and its licensors own the App, its design and the content we post, including the SWO Community name and logos. You may use the App for your own personal, non-commercial use only.

If you send us content, such as a submission, a photo or feedback, you keep ownership. You give SWO a non-exclusive, royalty-free, worldwide license to use, copy, edit, display and share it in the App, in our emails and on our social media, including the SWO Community Facebook group. You confirm you have the right to give us that license.

13. Third-party services

The App links to and relies on services we do not control, including Facebook, YouTube, Stripe, Supabase, Vercel and our email provider Resend. Their own terms and privacy policies apply. We are not responsible for them. The SWO Community Facebook group is run on Facebook and is governed by Facebook's terms and the group's rules.

14. Merchant terms

This section applies to businesses that list deals in the App ("Merchants").

14.1 Approval. Every deal is reviewed by SWO before it appears. We may reject, edit for length or clarity, pause or remove any deal at any time, for any reason.

14.2 Merchant promises. Each Merchant promises that:

• the person signing up has authority to bind the business;
• every deal is accurate, lawful and not misleading, and its fine print is complete;
• it will honor every live deal for any member who shows a valid card, until the deal's end date or until the Merchant asks SWO to end it and SWO removes it;
• it is responsible for its products, services, premises, staff, taxes and licenses; and
• it will follow all laws that apply to its business and offers, including any age limits on what it sells; and
• it will mark a deal as open to all ages only if it is lawful and suitable for 13 to 17 year olds, and never for alcohol, tobacco, vaping, CBD or other age-restricted products.

14.3 Founding merchants. A Merchant that SWO marks as a "Founding Merchant" may post deals free of charge for as long as (a) the same owner owns and operates the business and (b) SWO operates the discount club. Founding Merchant status cannot be transferred, including on a sale of the business, and SWO may end it if the Merchant breaches these Terms. Founding Merchant status does not include paid extras such as featured placement, unless SWO agrees in writing.

14.4 Paid merchant plans. Merchants that are not Founding Merchants may need a paid plan to post deals. The price, billing and cancellation terms will be shown before purchase.

14.5 Name and logo. Each Merchant lets SWO use its business name, logo and deal details in the App, in SWO emails and on SWO social media, including the SWO Community Facebook group, to promote its deals and the club. This permission ends when the Merchant leaves, except for content already posted.

14.6 Redemption reports. SWO may show a Merchant how many times its deals were used. SWO does not give Merchants the names or contact details of members.

14.7 Merchant indemnity. Each Merchant will defend and hold harmless SWO and its owners, managers and volunteers from claims arising from the Merchant's deals, products, services, premises or breach of these Terms.

15. Disclaimers

THE APP AND ALL DEALS ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE EXTENT THE LAW ALLOWS, SWO DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DO NOT PROMISE THAT THE APP WILL BE ERROR-FREE OR ALWAYS AVAILABLE, OR THAT ANY MERCHANT WILL HONOR A DEAL.

16. Limit of liability

TO THE EXTENT THE LAW ALLOWS:

• SWO IS NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR LOST PROFITS OR DATA; AND
• SWO'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS RELATING TO THE APP IS LIMITED TO THE GREATER OF THE AMOUNT YOU PAID SWO IN THE 12 MONTHS BEFORE THE CLAIM OR $25.

SWO is not responsible for the acts or omissions of any Merchant or for any product or service a Merchant provides.

17. Your indemnity

You will defend and hold harmless SWO and its owners, managers and volunteers from claims arising from your misuse of the App or your breach of these Terms.

18. Ending your account

You can stop using the App at any time. To close your account, contact us. Closing your account does not cancel a paid membership on its own; cancel it in the billing portal first.

We may suspend or close your account, cancel a membership or remove content if you breach these Terms, if we must for legal reasons, or if we stop running the App. If we close your account for a reason other than your breach, we will refund the unused part of any prepaid period.

Sections 9, 12, 14.7, 15, 16, 17, 19 and 20 survive after your account ends.

19. Disputes

Governing law. Oklahoma law governs these Terms, without regard to its conflict-of-law rules.

Talk to us first. Before filing a claim, contact us and give us 30 days to try to resolve it.

Where. Any lawsuit must be brought in the state courts located in Payne County, Oklahoma, or the federal court for the district that includes Payne County, and you and SWO agree to those courts' jurisdiction. Either party may instead bring an individual claim in small claims court if it qualifies.

20. General

• Changes to these Terms. We may update these Terms. We will post the new version with a new "Last updated" date. For material changes, we will notify you by email or in the App at least 14 days before they take effect, and changes to price or renewal terms follow Section 5. If you keep using the App after changes take effect, you accept them.
• Privacy. Our Privacy Policy explains how we handle your information and is part of these Terms.
• Entire agreement. These Terms, the Privacy Policy and any deal fine print are the whole agreement between you and SWO about the App.
• Severability. If a court finds part of these Terms unenforceable, the rest stays in effect.
• No waiver. If we do not enforce a term, we have not given up the right to enforce it later.
• Assignment. You may not transfer these Terms. SWO may transfer them as part of a sale or reorganization of the business.
• Notices. We send notices to the email on your account. You can send notices to us at the address below.

21. Contact

OK GOOD MEDIA LTD CO
PO Box 2504
Stillwater, OK 74076
judoka@udokalaw.com